Here is a link to InterCity Insurance Announcement
Most equine facilities require riders and owners to carry basic liability insurance.
You don't have to be a member of a provincial organization any more if you don't want to.
Intercity offers a basic insurance coverage for $30. Provincial association is much higher.
Foundation Reining Training Centre requires insurance for all of it's riders and owners and I'm recommending it to all my clients.
Putting my spin on insurance.